Who We Are
About Koza
About Koza Bankasi Mortgage Savings (KBA)
Koza Bankasi Mortgage Savings (KBA) is a globally trusted mortgage and savings institution, dedicated to delivering secure, innovative, and customer-centric financial solutions. With a strong reputation in home financing, high-yield savings, and investment services, we empower individuals, families, and businesses to achieve financial success.
We take a responsible and sustainable approach to banking, ensuring that all our financial services align with our core values of integrity, transparency, and ethical finance. Our commitment extends beyond profits—we actively support organizations and businesses that drive positive economic and social change.
Founded on the principles of integrity, transparency, and responsible banking, KBA has grown into a trusted institution, offering high-yield savings accounts, competitive mortgage rates, and innovative lending solutions. Our commitment to excellence, coupled with cutting-edge digital banking services, ensures that our customers receive secure and efficient financial services at every stage of their journey.
Leadership & Management Team
At KBA, our leadership team comprises seasoned professionals with extensive experience in the banking, finance, and investment sectors. Their strategic vision and expertise drive our continued success and innovation in the financial landscape.
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Selin Kaya, Chief Executive Officer (CEO): Selin assumed the role of CEO in 2021, succeeding longtime executive leadership. With a background as Chief Commercial Officer and Chief Financial Officer at KBA, Selin brings extensive experience in banking, strategic finance, and customer-focused innovation.
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Mehmet Arslan, Chief Financial Officer (CFO): Appointed in 2017, Mehmet is a chartered accountant with a rich history in financial services, including senior finance roles at leading institutions across Europe and the Middle East.
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Leyla Demir, Chief Operating Officer (COO): Joining KBA in late 2024, Leyla brings over two decades of experience in financial services, having held executive positions such as COO, Chief Digital Officer, and Chief Information Officer at various multinational banks and fintech companies.
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Dr. Orhan Yildiz, Chair: Orhan, with a background in law and investment banking, has been serving as the Chair of KBA, providing strategic leadership and oversight to the board. His career includes senior advisory roles in regulatory and institutional banking bodies.
With a leadership team dedicated to innovation, financial stability, and customer satisfaction, KBA remains at the forefront of the specialist banking sector.
Our Workforce & Employee Commitment
Our employees are the backbone of Koza Bankasi Mortgage Savings, and we take pride in fostering a dynamic, inclusive, and customer-focused work environment. As of 2023, KBA employs over 400 dedicated professionals, ensuring that every client receives expert financial guidance and personalized service.
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???? Customer Support Specialists – Providing world-class assistance to meet customer banking needs.
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???? Financial Advisors & Loan Officers – Helping clients navigate mortgages, savings plans, and investment opportunities.
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???? Technology & Digital Banking Teams – Innovating secure and seamless digital banking experiences.
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???? Risk Management & Compliance Experts – Ensuring financial integrity and regulatory compliance.
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???? Branch & Regional Managers – Overseeing banking operations and maintaining high service standards.
KBA is committed to employee growth, professional development, and workplace diversity, ensuring that our team remains at the cutting edge of financial services.
Our Growth & Impact
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In 2023/2024, our total committed loans surpassed £3 billion, reinforcing our position as a leading specialist lender.
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We proudly serve over 800,000 customers across the UK, providing innovative and secure financial solutions.
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KBA continues to expand through strategic partnerships and sustainable finance initiatives, ensuring long-term value for our clients and communities.
Why Choose Koza Bankasi Mortgage Savings?
? Trusted Mortgage & Loan Solutions – Competitive rates and flexible options for homebuyers and investors.
? High-Yield Savings Accounts – Secure and profitable savings plans tailored to your needs.
? Specialist Lending & Development Finance – Customized financial products for businesses and property developers.
? Customer-Centric Approach – Personalized banking services with innovative digital solutions.
? Ethical & Sustainable Banking – A commitment to responsible finance, supporting economic and social growth.
? Expert Leadership & Dedicated Team – Led by industry professionals and supported by a workforce committed to excellence.
At Koza Bankasi Mortgage Savings, we prioritize financial security, innovation, and customer satisfaction—making us a trusted partner for individuals, businesses, and investors across the UK and beyond.
Why Choose Koza?
We provide our credit union members with all things banking, plus the educational resources and guidance to build and maintain financial security. Here's why you should join us.
Annual Reports
Read through Koza’s annual reports, which summarize the company’s successes, growth, and corporate milestones each year.
Contact Us
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What makes us different?
We’ve built a different kind of high street bank. A bank with stores that are open when it suits you, where you can walk in without an appointment and leave with a working account, debit card and all. A bank that tells you exactly what you’re getting, in language that actually makes sense. A bank that puts you first.